Sell on Your Terms.
Maximize your price, move quickly, or solve a difficult property situation. Compare the paths before you commit.
Listening First. Structuring the Right Solution Second.
Choose How You Want to Sell
We do not believe one transaction model fits all properties. Compare your choices below or select an option to start your confidential review:
Traditional MLS Listing
For traditional open-market MLS listings, licensed agent representation is hosted on Joshua Ransom’s personal agent site at joshuaransom.com.
Direct Cash / As-Is Sale
A guaranteed direct cash purchase with private capital. No bank loan approvals, no appraisals, zero cleanout work, and closing in days.
Subject-To
We purchase your property subject to the existing financing, taking over monthly mortgage payments via an independent third-party loan servicer.
Seller Financing
You act as the bank, receiving monthly principal and interest installment payments secured by a recorded mortgage or deed of trust.
Novation / Structured Retail Sale
We fund and coordinate value-add aesthetic renovations to achieve peak retail price on the MLS, while guaranteeing your target net equity.
Lease-Option
Lease the property to a vetted buyer with an agreed-upon purchase option, collecting steady monthly premium rent while locking in future sales proceeds.
What Are You Dealing With?
Select your situation for guidance specific to the problem.
I Just Want to Sell — No Crisis Required
You do not need an urgent hardship to work with us. If you simply want to evaluate your net proceeds and compare exits, we are happy to assist.
Confidential Property Review
Tell us about your property for a tailored exit evaluation. No spam, no obligation, strictly confidential.
What Happens After You Submit?
Every inquiry is personally reviewed by Joshua A. Ransom and our direct acquisitions team. We check municipal records, title liens, and recent comps before speaking.
From Property to Plan
Clear milestones, professional evaluation, and no surprise contingencies.
Tell Us About the Property
Give us the basics: location, current condition, mortgage status, and your target timeline.
Compare the Numbers
Evaluate value, debt, condition and timing side-by-side with transparent net calculations.
Choose Your Path
Listing, direct cash sale, terms, financing or another practical solution tailored to your goals.
Terms Real Estate vs. Traditional Brokerage Listing
Understanding differences in speed, repair expectations, and fee structures when you sell a property. On-market MLS exposure and licensed representation via joshuaransom.com.
Transparent Net Sheets & Licensed Escrow
Whether structuring a direct cash conveyance, Subject-To assumption, or MLS listing, all transactions close through insured Michigan title companies with zero hidden junk fees.
| Key Factor | Terms Real Estate Direct | Traditional Brokerage Listing |
|---|---|---|
| Brokerage Commission | 0% (Qualifying Direct Purchases)* | Typically 5% to 6% plus administrative fees |
| Repairs & Cleanout | Strict As-Is (Leave unwanted items) | Homeowner typically repairs or credits buyers for bank loan approval |
| Closing Timeline | Typically 7 to 30 days depending on title | Typically 45 to 90+ days (Buyer mortgage contingencies) |
| Showings & Open Houses | Private evaluation, zero public tours | Frequent open houses, lockbox visits, and staging demands |
| Closing Fees | Standard title & escrow fees typically covered | Split between buyer and seller per custom contract |
* At this time, Terms Real Estate charges 0% brokerage commission on qualifying direct-to-Terms transactions. Program terms may change, and any applicable costs will be disclosed before you commit.
Questions Michigan Sellers Ask Us
Ready to Look at Your Property?
Get an honest, confidential review of your situation. No pressure—just experienced, practical guidance.