Direct Cash / As-Is Sale
A guaranteed direct cash purchase with private capital. No bank loan approvals, no appraisals, zero cleanout work, and closing in days.
How This Selling Option Works
Terms Real Estate buys your property directly using private capital. We eliminate bank approvals, inspection contingencies, and appraisal delays, charging 0% brokerage commission on qualifying direct sales. You choose the closing date—as fast as 7 to 14 days or on your relocation schedule.
Rapid Property Evaluation
We review basic photos or conduct a single walkthrough to assess property condition and as-is valuation.
Firm Written Cash Offer
We deliver a clear, all-cash offer with 0% brokerage commission on qualifying direct sales and standard title closing costs covered where agreed.
Close on Your Schedule
Sign closing paperwork at a local licensed Michigan title agency and receive funds directly by certified wire or check.
When It May Fit
- The property requires extensive structural, mechanical, roof, or cosmetic repairs.
- You need guaranteed speed to prevent foreclosure, relocate for work, or resolve estate debts.
- You want zero public showings, no strangers in your home, and no open houses.
- You want to leave unwanted furniture, debris, or clutter behind without cleaning.
Major Considerations
- Direct cash offers reflect a discount from full retail to account for contractor labor, holding risk, and capital costs.
- In exchange, Terms charges 0% brokerage commission on qualifying direct transactions, standard title insurance is typically covered, and closing is predictable.
- Cash purchase provides the highest certainty of closing with zero financing contingencies.
What Terms Real Estate Needs
To structure this transaction accurately and produce net numbers, our acquisitions desk requires basic property facts:
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Compare Other Selling Options
Not Sure — Compare My Options
Unsure which path fits best? We analyze your equity, timeline, and property condition side-by-side to identify your highest net return.
Traditional MLS Listing
For traditional open-market MLS listings, licensed agent representation is hosted on Joshua Ransom’s personal agent site at joshuaransom.com.
Subject-To
We purchase your property subject to the existing financing, taking over monthly mortgage payments via an independent third-party loan servicer.
Seller Financing
You act as the bank, receiving monthly principal and interest installment payments secured by a recorded mortgage or deed of trust.
Novation / Structured Retail Sale
We fund and coordinate value-add aesthetic renovations to achieve peak retail price on the MLS, while guaranteeing your target net equity.
Lease-Option
Lease the property to a vetted buyer with an agreed-upon purchase option, collecting steady monthly premium rent while locking in future sales proceeds.